PAST PAPERS

Monday, June 8, 2026

Dr. Stewart Kimwani Mbegu (PhD) - CV


Dr. Stewart Kimwani Mbegu (PhD)

1.0 PERSONAL PARTICULARS

Field Details

First Name Stewart Kimwani Mbegu

Middle Name Kimwani

Surname Mbegu

Sex Male

Date of Birth 01 January 1980

Place of Birth Nyihogo Village, Nyihogo Ward, Kahama District, Shinyanga Region

Nationality Tanzanian

Marital Status Married

Tribe Haya

Religion Christian

National ID No. 19800101-53103-00002-22

Present Residence Isyesye, Mbeya, Tanzania

Languages Swahili, English, Haya

Postal Address P.O. Box 1725, Mbeya, Tanzania

Email smbegu@mzumbe.ac.tz / stewartmbegu@gmail.com

Mobile No. +255 713 298 054

2.0 PARENTS' PARTICULARS

Father

Field Details

Full Name Smith Kimwani Mbegu

Date of Birth 1953

Place of Birth Muleba Village, Buleza Ward, Muleba District, Kagera Region

Present Residence Butembo Village, Buleza Ward, Muleba District, Kagera Region

Occupation Retired (Farmer)

Mobile No. +255 754 583 695

Mother

Field Details

Full Name Judith Nyangoma Kajwahula

Date of Birth 1960

Place of Birth Ishozi Village, Ishozi Ward, Bukoba Rural District, Kagera Region

Status Deceased (2020)

Place of Burial Kahama

3.0 EDUCATION PARTICULARS

Primary Education

School District/Region Admission Year Completion Year

Nyahanga Primary School Kahama, Shinyanga 1987 1993

Secondary Education

Level School District/Region Admission Year Completion Year

O-Level (CSEE) Umoja Secondary School Igunga, Tabora 1994 1997

A-Level (ACSEE) Shinyanga Commercial College (SHYCOM) Shinyanga 1999 2002

4.0 HIGHER EDUCATION

Institution Location Award Duration

Mzumbe University Morogoro, Tanzania Bachelor Degree in Accounting and Finance 2001 – 2005

Open University of Tanzania Dar es Salaam, Tanzania MBA – Finance 2009 – 2011

Open University of Tanzania Dar es Salaam, Tanzania PhD in Business Management 2018 – 2024

5.0 PROFESSIONAL COURSES, CERTIFICATIONS & WORKSHOPS

Period Course/Certification Organization Venue

2013 – 2014 Certified Public Accountant (CPA.T) NBAA (Tanzania) Bunju Complex, Dar es Salaam

1st – 15th October 2010 Strategic Audit Work Ethics Management Development and Productivity International (MDPI) Mbabane, Swaziland

12th – 26th March 2007 Epicor (7.2 Version) Integrated Financial Management System SOFT TECH Dar es Salaam, Tanzania

6th – 10th October 2014 Treasury Management, Budgeting and Reconciliation INTELLIGENT AFRICA Premier O.R. Tambo Hotel, Kempton Park, Johannesburg, South Africa

6.0 PEER-REVIEWED PUBLICATIONS

2026


Mbegu, S. (2026, January 28). Legal Environment and SACCOS Financial Performance in Mbeya, Tanzania: Mediated by Corporate Governance. Open Access Library Journal, 13(2). DOI: 10.4236/oalib.1114757 Add to Citavi project by DOI


Mbegu, S., Mjema, J., & Kuyokwa Alam, N. (2026, April 16). Utilisation of Indigenous Knowledge for Climate Change Adaptation Through Enhanced Information Flows in the Nyakyusa Community: Rungwe, Tanzania. American Journal of Environment and Climate, 5(2). DOI: 10.54536/ajec.v5i2.7127 Add to Citavi project by DOI


Mbegu, S. (2026, April 17). Motorcycle Taxis (Boda-Boda) Business: An Essential Service and Economically Appealing with Significant Public Health Risk in Muleba District, Tanzania. The Journal of Entrepreneurship & Business Strategies (JEBS), 4(1). DOI: 10.54536/jebs.v4i1.8210 Add to Citavi project by DOI


2025


Mbegu, S. & Dossa, J. (2025, December 31). Factors Influencing Capital Structure: Insights from Dar es Salaam Stock Exchange (DSE) Non-Financial Companies. Research Journal of Business and Finance, 3(2). DOI: 10.37284/rjbf.3.2.1525 Add to Citavi project by DOI


Mbegu, S. (2025, November 10). Beyond the Scar: Selfishness as a Metaphysical Impediment to African Progress. Studies on Religion and Philosophy, 1(3). DOI: 10.62217/srp.v1i3.1000257 Add to Citavi project by DOI


2024


Mbegu, S., Magali, J., & Kara, N. (2024, March 19). The Influence of Innovations on SACCOs Financial Performance in Mbeya Region-Tanzania. African Development Finance Journal, 16(1), 165-184.


Mbegu, S., Magali, J., & Kara, N. (2024, March 6). Influence of Innovation on Financial Performance of SACCOS in Mbeya, Tanzania, with the Mediation Effect of Corporate Governance. East African Journal of Management and Business Studies, 3(4), 69-80. DOI: 10.46606/eajmbs2023v03i04.0035 Add to Citavi project by DOI


2019


Mbegu, S. (2019). Poverty Cycle with Motorcycle Taxis (Boda-Boda) Business in Developing Countries: Evidence from Mbeya-Tanzania. Open Access Library Journal, 6(6), 1-10.


Mbegu, S. (2019). Trend Analysis of Electronic Banking as the Catalyst of Commercial Banks Performance in Tanzania: Evidence from CRDB Bank Plc. Research Journal of Finance and Accounting, 10(7), 18-31.


2018


Mbegu, S. (2018). The Role of Professionalism in Managing Conflict at Workplace. Open Access Library Journal, 5(11), 1-5.


2017


Mbegu, S. (2017). Own Source Revenue Slippage in Tanzania's Local Government Authorities (LGAs), Trend, Challenge and Impact: Evidence from Magu District Council. Developing Country Studies, 7(11), 73-80.


Mbegu, S. (2017). The Image in the Mirror: Life without Purpose. Medwin Publishers, 5(2). DOI: 10.23880/phij-16000244 Add to Citavi project by DOI


Mbegu, S. (2017). How to Become an Accountant. A Supplement of The Accountant Journal, 2(005), 5-8.


7.0 WORK EXPERIENCE

Year Position Organization Location

2015 – Present Lecturer Mzumbe University – Mbeya Campus College Mbeya, Tanzania

2007 – 2015 Senior Accountant Mbeya Sub-Treasury (Ministry of Finance) Mbeya, Tanzania

2006 – 2007 Banker CRDB Bank – Mbeya Branch Mbeya, Tanzania

2000 – 2001 Accountant Clerk World Vision Tanzania – Western Zone Tanzania

8.0 REFEREES

Referee 1

Field Details

Full Name Dr. Sarikiael Borish Nnko

Position Lecturer

Organization Mzumbe University

Postal Address P.O. Box 6559

Email sbnnko@gmail.com

Mobile No. +255 713 661 275

Referee 2

Field Details

Full Name Zuberi Hassan Kopwe

Position Assistant Lecturer

Organization Mzumbe University

Postal Address P.O. Box 6559

Email kzuberi@mzumbe.ac.tz

Mobile No. +255 716 269 667

Referee 3

Field Details

Full Name Dr. Hellen Mohamed Mushi

Position Lecturer

Organization Mzumbe University

Postal Address P.O. Box 6559

Email hmohamed@mzumbe.ac.tz

Mobile No. +255 682 692 687

CERTIFICATION

I, Dr. Stewart Kimwani Mbegu (PhD) , certify that the information provided in this Curriculum Vitae is correct and accurate as of the date below.


Signature: _________________

Dr. Stewart Kimwani Mbegu PhD, CPA (T)

Dr. Stewart Kimwani Mbegu is a Tanzanian academic, researcher, and finance expert. He works as a lecturer at ⁠Mzumbe University in Tanzania. [1, 2, 3]
Key Highlights
  • Education: He holds a PhD in Business Management and an MBA in Finance. He is also a Certified Public Accountant in Tanzania (CPA-T).
  • Research Focus: His academic work centers on Finance, Public Finance, microfinance, and urban transport accessibility.

Tuesday, May 21, 2024

Why I don’t see the sun in my dreams? Let us reason together while remembering our lifetime dreams ‘By Stewart Mbegu’


Why I don’t see the sun in my dreams? Let us reason together while remembering our lifetime dreams ‘By Stewart Mbegu’

Abstract 
Until today I’m still looking for those who ever experienced seeing the sun in their dreams. It’s a common for human to fall asleep and most of us experience dreams during sleeping, but surprisingly it is rare to see the sun in our dreams.  I was so much concern with this experience, so I asked my family members why I don’t see the sun in my dreams? I was surprised just to find no one ever asked himself or herself on this experience, yet non-ever experienced seeing the sun in his or her dreams. But my son aged eleven answered even the moon daddy, I don’t remember seeing it in my dreams.

Introduction
There are two types of dreaming, dreaming while sleeping and dreaming awake; most of night dreamer dream while sleeping and daydreamer dream awake also known as day dreaming.  Dreams possess similar features, its human experience, it takes a dream to see the future, both are works of the mind and both can be told. Vision provide a details of what some one wishes in future, actually is a tomorrow picture of some one if could print it for world to see. Future is not something we enter but something we make, some scholar does argue; but the fact is you can’t make what your mind hasn’t (dreamed) seen. So what you see should also be visible to others overtime. Similar to night dreams that, people never see the sun in their dreams; also, most people’s vision lack right to make them visible to the world.
The study is not only trying to answer the question “why I don’t see the sun in my dreams?” but also, to compare this experience to people’s vision not achieved. Asking similar question “why I don’t you see the right in my vision?” The right referred in in this study is a serious conviction on vision that it must be reality, the energy that push some to take necessary steps to make sure the picture of his or her mind become visible to the society.

Discussion questions
  1. Do all people dream?
  2. Do people see the sun in their dreams?
  3. Do all have visions?
  4. Do people live their vision?
  5. Why people never achieve their vision?
welcome for discussion in the comments below